Terms and Conditions

1. Introduction

Welcome to GrowCashPro! These Terms and Conditions govern the use of our website and the financial education courses and wealth building programs we offer. By accessing our website and engaging our services, you agree to these terms. If you disagree with any of these terms, please refrain from using our services.

2. Course Enrollment and Participation

Enrolling in our financial education courses creates a binding agreement subject to our cancellation terms.
Students are required to provide accurate information regarding their financial goals and educational background.
We reserve the right to decline enrollment in cases of incomplete information or disruption to the learning process.
Use of our educational platforms and materials must comply with our usage guidelines.

3. Quality and Scope of Services

We commit to delivering high-quality financial education courses with certified instructors.
The scope and deliverables of each educational program are defined in the respective course agreements.
We reserve the right to make organizational changes as long as they do not compromise the fundamental educational objectives.
Students are responsible for actively participating in courses and implementing learned financial strategies.

4. Payments and Course Terms

Payment for financial education courses is required according to the agreed payment schedule for each program.
Refunds are provided only in specific circumstances as detailed in our refund policy below.
Late cancellations (less than 24 hours notice) incur a processing fee of 50% of the session cost.
No-shows without prior notification will be charged the full session fee.

5. Refund Policy

At GrowCashPro, we are committed to student satisfaction and educational excellence. Our refund policy is designed to be fair and transparent:

Initial Learning Period: Students may request a full refund within 14 days of their first course session if they are not satisfied with our educational approach or methodology.
Courses in Progress: For ongoing educational programs where sessions have begun but the course is not yet completed, we may offer a partial refund less the value of sessions completed and administrative expenses.
Completed Courses: Once an educational program has been completed as outlined in the course agreement, refunds are generally not available unless there is a substantial failure to deliver agreed-upon educational content.
Package Courses: For multi-session course packages, refunds will be calculated based on the number of sessions remaining, minus a 20% administrative fee.
Process: All refund requests must be submitted in writing to billing@GrowCashPro.com with detailed reasons for the request and supporting documentation.
Timeline: Refund requests are processed within 10 business days, with approved refunds issued to the original payment method within 14 business days.

We evaluate each refund request individually, considering the specific circumstances, learning progress, and our ability to provide alternative solutions to address student concerns.

6. Data Protection and Confidentiality

We handle all personal data and educational information according to our Privacy Policy.
Students agree not to share confidential information from courses without authorization.
Recording of educational sessions or sharing access credentials is prohibited without written permission.

7. Changes to These Terms

We reserve the right to update these Terms at any time, particularly in response to legal changes or service improvements.
Significant changes will be announced at least 30 days before implementation.
Continued use of our services after changes constitutes acceptance of the new terms.

8. Final Provisions

Swiss law applies exclusively to these terms and conditions.
Zürich, Switzerland is the jurisdiction for any disputes arising from our services.
If individual provisions become invalid, the validity of the remaining provisions remains unaffected.